Terms of use for this website

Please read these website terms carefully. For the purposes of these website terms, ‘we/our/us’ means Vanquis Bank Limited.

Together with our privacy policy, they govern our relationship with you in relation to this world wide web site (the ‘website’). We require that all visitors comply with these website terms. By accessing this website and any of its pages, you indicate your acknowledgement and acceptance to these website terms outlined below without limitation or qualification. If you do not accept these website terms, please do not continue to use this website.

We may change these website terms or our privacy policy at any time by updating this page and such changes are binding upon all visitors using this website. You should check this page from time to time, to review these website terms and the privacy policy to ensure you are happy with any changes.

Your use of this website and our intellectual property rights

Vanquis®, Vanquis Bank® and Vanquis Card® are trademarks licensed to Vanquis Bank Limited.

We have made this website available to you for your non-commercial use. We may modify, withdraw or deny your access to this website at any time.

This website and all the materials contained in it are protected by intellectual property rights, including copyright, and either belong to us or are licensed to us to use. Materials include, but are not limited to, the design, layout, look, appearance, graphics, documents, on the website, as well as other content such as articles, reports, presentations, stories, logos, trade marks (registered or unregistered) and other text. All Rights Reserved. Nothing contained on the website shall be construed as granting by implication estoppel, or otherwise any license or right under any patent, trademark, copyright (except as expressly stated above) or proprietary rights of us or any third party.

You may print or download materials from this website for your non-commercial use or copy the content to other individuals for their personal information provided that:

No materials are modified in any way
No graphics are used separately from accompanying text
Our copyright and trade mark notices appear in all copies and you acknowledge this website as the source of the material; and
The person to whom you providing these materials is made aware of these restrictions

The information and materials contained on this website may not otherwise be copied, transmitted, displayed, distributed, downloaded, licensed, modified, published, posted, reproduced, used, sold, transmitted, used to create a derivative work or otherwise used for commercial or public purposes without our prior written consent.

The website, including this page, may contain other proprietary notices and copyright information, the terms of which must be observed and followed. Certain images and information at the website are the copyright or trademark of third parties and any use is subject to the terms and conditions of such third parties.

Our liability to you

These website terms do not exclude our liability (if any) to you for:

  • Personal injury or death resulting from our negligence
  • Fraud
  • Any matter which it would be illegal for us to exclude or to attempt to exclude our liability

We do not guarantee that this website will be compatible with all or any hardware and software which you may use. We do not guarantee that this website will be available all the time or at any specific time. We may modify, withdraw or suspend the website or any part of it without notice at any time.

We accept no liability for any economic loss, punitive, special loss of profit, business or production or any similar loss or damages (including, without limitation, loss of anticipated profits and savings), whether direct, indirect or consequential and any damages whatsoever, including but not limited to contract and tort actions (including libel), arising out of or in connection with the use, copying or display of, or the interaction of any form of communication with regards to the website or a hyperlinked website and the information contained on the website or a hyperlinked website (including via computer viruses or any other form of software).

Information on this website

Although we have taken all reasonable care to ensure that the information provided on this website is accurate, we give no warranties of any kind, express or implied, with regard to its accuracy or completeness.

The information contained on this website is given for general information and interest purposes only. As a result, you should not rely on this information, and we recommend that you take further advice or seek further guidance before taking any action based on the information contained on this website.

Our liability to you as explained above remains unaffected by this.


We may link to other websites which are not within our control, but under the control of third parties. We make no representations whatsoever concerning such websites.

Where we may provide a link to a third party, such a link is not an authorisation, endorsement, sponsorship or affiliation by us with respect to such website, its owners or its providers. We are providing these links only as a convenience to you.

We have not tested any information, products or software found on such websites and therefore cannot make any representations whatsoever with respect thereto. It is up to you to take precautions to ensure that whatever you select is free of such items as viruses, worms, Trojan horses and other items of a destructive nature. We are not responsible for these websites in any way and it is your responsibility to check the website terms and privacy policy on any other website which you visit. You acknowledge and agree that, as you have chosen to enter a linked website we are not responsible for the availability of such external sites or resources, and do not review or endorse and are not responsible or liable, directly or indirectly, for (i) the privacy practices of such websites, including (without limitation) any advertising, content, products, goods or other materials or services on or available from such websites or resources or (ii) the use to which others make of these websites or resources, nor for any damage, loss or offence caused or alleged to be caused by, or in connection with, the use of or reliance on any such advertising, content, products, goods or other materials or services available on such external websites or resources.

You may not link to this website from another website without our consent in writing.

Contracting online

Nothing on this website is intended to be nor should be construed as an offer to enter into a contractual relationship with you or anyone else, except for these website terms which govern the relationship between us in relation to your use of the website.

General matters

You may not assign or sub-contract any of your rights or obligations under these website terms unless agreed upon in writing by us.

We reserve the right to transfer, assign, novate or sub-contract the benefit of the whole or part of any of its rights or obligations under these website terms or any related contract to any third party.

No delay or failure by us to exercise any powers, rights or remedies under these website terms will operate as a waiver of them nor will any single or partial exercise of any such powers, rights or remedies preclude any other or further exercise of them. Any waiver to be effective must be in writing and signed by an authorised representative of us.

“Here at Vanquis, things are never stagnant. Opportunities are never far away.”


"You've got to be a team player - everybody helps each other."